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How We Work & Indicative Pricing

At lupto, we work with founders and leadership teams across a wide range of growth stages, from early stage startups to established, owner managed businesses.

Rather than offering fixed packages, we structure our support around the complexity of your business, the quality of information you need, and the level of advisory input required. As those needs evolve, our involvement scales with you.

The pricing below is indicative, designed to give a clear sense of typical engagement levels.

How Our Engagements Work

Most businesses we work with fall into one of three stages. These stages reflect the financial needs and complexity of the business, not how long it has been trading or whether it has raised external funding.

Indicative Pricing Overview

Stage
Typical Monthly Fee
What This Looks Like in Practice
Grow
£300 - £450
Strong financial foundations, compliance and pro-active support.
Transform
£600 - £1,400
Management reporting, forecasting and better decision support.
Thrive
From £1,500 +
CFO level insight, strategic planning and board level reporting.

Fees vary depending on transaction volume, reporting requirements and the level of advisory input required. 

Grow

Strong financial foundations

Suitable for newer businesses or established companies that want clean, reliable financial foundations and ongoing compliance support.

The focus at this stage is accuracy, consistency and access to advice when needed.

Typically includes:

  • Core finance foundations and statutory compliance

  • Bookkeeping and VAT support

  • Payroll setup and ongoing processing

  • Ongoing founder or director support

Transform

From reporting to insight

For growing or established businesses that need more structure, visibility and confidence in their numbers, often driven by growth, funding plans or increased complexity.

The emphasis shifts from looking backwards to planning ahead.

Typically includes:

  • Management accounts and financial reporting

  • Cashflow forecasting and runway planning

  • Financial modelling and scenario analysis

  • Investor or stakeholder reporting

  • R&D tax credits (where relevant)

Thrive

Strategic finance partnership

Designed for scaling start-ups and established businesses that need CFO level thinking without the cost or commitment of a full time hire.

Finance becomes a strategic input into growth, risk management and long-term planning.

Typically includes:

  • CFO level insight and strategic finance support

  • Forecasting and scenario planning

  • Board and investor reporting

  • Share option planning and implementation

  • International expansion and structuring

  • Valuations and exit planning

Project Based Support

Some work is best delivered as a clearly defined project rather than an ongoing engagement.

We regularly support clients with:

  • R&D tax credit claims

  • SEIS / EIS advance assurance and compliance

  • Financial model builds or refreshes

  • Share option scheme design and implementation

Project work is scoped separately based on your requirements.

How Pricing Works

We operate a menu based pricing model, structuring our fees around your business needs rather than forcing you into rigid packages.

As your business evolves, your level of support and fees can scale with it. Scope and pricing are always agreed upfront, so expectations are clear from the start.

Not Sure Where you Fit?

If you’re unsure which stage best reflects your business, we’re happy to talk it through and sense check the right level of support.

Contact Us

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